Instant Loan Online - For Salary Above ₹ 16,000/Pm

Instant Loan Online – For Salary Above ₹ 16,000/Pm

Get Instant Loan Online of up to ₹5 Lakhs From Anywhere In India.
Entirely Paperless Applicationm Completely Safe & Secure, Flexible Repayment Terms up to 36 Months Interest Rates Starting From 16%

Avail Instant Loan Online For:

Instant Loan Online - For Salary Above ₹ 16,000/Pm

Marriage

Instant Loan Online - For Salary Above ₹ 16,000/Pm

Medical Treatment

Instant Loan Online - For Salary Above ₹ 16,000/Pm

Education

Instant Loan Online - For Salary Above ₹ 16,000/Pm

Pilgrimage

Instant Loan Online - For Salary Above ₹ 16,000/Pm

Home Rental

Instant Loan Online - For Salary Above ₹ 16,000/Pm

Rental Deposit

Transparent Eligibility Criteria

Hassle-Free Documentation

What our customer says?

Anil Sharma
Mumbai, Maharashtra
Read More
I have recommended Instant Loan Online to my colleagues, I am really happy with their service.
Sandeep Patil
Kalyan, Maharashtra
Read More
I love Instant Loan Online. It will be my first choice if i need another personal loan again!
Sameer Shaikh
Delhi, India
Read More
Thanks for accepting my loan application. You helped me take care of my family expenses. I like your service. Thank you very much
Prakash
Delhi
Read More
I applied for Rs. 20000 loan and my loan got disbursed within 4 days. I am happy my commitment got completed thanks to Instant Loan Online team.
Deepak Das
Pune, Maharashtra
Read More
Amazing, really liked it, the customer service representative was really helpful, they approved my loan. Thanks team Instant Loan Online 🙂
Simran Kaur
Punjab
Read More
It's really necessary to thank Instant Loan Online team for their help to get the loan amount as soon as they done it .... thanks once again Instant Loan Online.
Previous
Next

Frequently Asked Questions (FAQ)

  • Salaried customers with the below profile –
    Only salaried individual.
  • Should be working in either a Private Limited Company or Public Limited Company or is a Government Employee.
  • Age of the borrower should be more than 21 years.
  • Total work experience should be more than 1 year for the customer.

Basic eligibility criteria are as below –

  • Minimum total work experience of 1 year.
  • Net in hand salary per month should be at least ₹16,000/-
  • Salary credit in bank account should be through online transfer.
  • Current total EMI of the customer should be less than 40% of their net in hand salary.
  • Customers should not have a current overdue in any loan.

The maximum loan amount that we offer is INR 5,00,000 (5 lacs).

The loan amount is calculated based on the current in-hand salary and adjusting it with existing loan EMIs.

The maximum loan period will be 3 years (36 months)

Interest rate will vary depending on the profile of yours. Our interest rate starts from 16%

EMI or Equated Monthly Installments is the amount that you needs to pay per month against the loan.

EMI is calculated by dividing the total of disbursed principal and total interest with the number of installments (loan tenure)

Approval and sanction letter will be received within 3 working days, after submitting required documents.

Post this we will initiate the agreement creation, verification and disbursal process

Loan amount will be disbursed directly to your salary bank account, which he/she provided.

No disbursal will happen through cash or cheque

EMI will be deducted from yur bank account directly on the EMI date of every month by registering NACH (National Auto Clearing House).

Customer will have to submit duly signed (signature should match with bank database) NACH mandate form.

This mandate form will be shared along with the loan agreement.

In case the NACH mandate is not registered/rejected customer can make the payment via online transfer (NEFT / IMPS / UPI / Paytm / Google Pay / Phone Pe) from their bank account.

The following documents can be provided for office address proof

  • ID card
  • E-mail confirmation from HR
  • Option 1 – Electricity Bill
  • Option 2 – Property Tax
  • Option 3 – Municipal Tax Receipt
  • Option 4 – Water Tax Receipt
  • Option 5 – Property Purchase Deed

We need to collect proofs for both Present and Permanent address

No, HR letter can be considered for only one of Employment or Residential proof

We abide all the governmental laws and RBI policies governing the data protection and document usage.

We will not be using any documents and data for any reason apart from the evaluation of the loan

You can reach out to us at the below details –
Email – care@instantloanonline.xyz